Privacy Notice

FACTS

WHAT DOES Anthem Bank & Trust

DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

n Social Security Number and Income

n Account Balances and Payment History

n Account Transactions and Credit Scores

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers personal information; the reasons Anthem Bank & Trust chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does Anthem Bank & Trust share?

Can you limit this sharing?

For our everyday business purposes-
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

YES

NO

For our marketing purposes-
to offer our products and services to you

YES

NO

For joint marketing with other financial companies

YES

NO

For our affiliates everyday business purposes-
information about your transactions and experiences

NO

NO

For our affiliates everyday business purposes-
information about your creditworthiness

NO

NO

For non-affiliates to market to you

NO

NO

Questions?

Call 225-687-6337 (Louisiana), 305-376-4144 (Florida) and 512-261-0035 (Texas) or go to www.anthembank.com

Who we are

Who is providing this notice?

Anthem Bank & Trust

What we do

How does Anthem Bank & Trust protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We restrict access to non-public information about you to employees who need to know information to provide products or services to you.

How does Anthem Bank & Trust collect my personal information?

We collect your personal information, for example, when you

n open an account or pay your bills

n apply for a loan or give us your income information

n make deposits or withdrawals from your account

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why cant I limit all sharing?

Federal law gives you the right to limit only

n sharing for affiliates everyday business purposes-information about your creditworthiness

n affiliates from using your information to market to you

n sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies.

n Anthem Bank & Trust has no affiliates that it shares with.

Non-affiliates

Companies not related by common ownership or control. They can be financial and non-financial companies.

n Non-affiliates we share with can include insurance companies, service providers, and data processors, as permitted by law.

Joint marketing

A formal agreement between non-affiliated financial companies that together market financial products or services to you.

n Anthem Bank & Trust may joint market with other financial companies.

Other important information

Our Top Rates

Rates as high as

3 .150% APY
See More Rates

About Our Top Rates

The Certificate of Deposit (CD) rate in the caption above represents our best rate and may not be the highest rate in the market place today. This rate may be a callable CD and therefore may be listed separately in our Callable CD inventory. All CDs offered are insured by the FDIC and are subject to applicable FDIC limits. Furthermore, as a condition of issuance, each institution meets FDIC guidelines governing the issuance of brokered deposits. Rates are to be treated as "Subject" offerings due to availability and market conditions. All rates offered are net of any fees.