Issuing CDs

Liability Managers have long recognized that national-market Certificate of Deposit (CD) issuance is an efficient and cost effective means for diversifying sources of funding. ABT's CD issuance programs can help you tap the national market and attract new depositors without affecting your local deposit rates. In addition, there are no collateral requirements, no compounding of interest and none of the overhead typically incurred with traditional retail deposit campaigns.

ABT offers two issuance programs to accomodate your funding needs: Custodial and Depository Trust Company (DTC) CDs.

Custodial CD

  • $100k Minimum Issuance
  • Issued at PAR
  • Simple One Page Confirmation
  • Same Day Funding


  • Minimum Issuance $1mm
  • Issued at a Discount
  • Multiple Documents Needed
  • Forward Settlement (7 day Minimum)

Special Consideration for Credit Union Issuers

The Credit Union Custodial CD Program from Anthem Bank & Trust empowers credit unions to tap into this valuable funding source. Federal credit unions and eligible state regulated credit unions simply issue a single certificate of deposit for the term(s) needed and ABT distributes the participations to other credit unions. The Program features an affirmation from Anthem, as custodian, that all beneficial owners of the issuing credit unions' deposits are other credit unions.

Contact CD account representatives at Anthem Bank & Trust for all your CD Funding Solutions, (800) 842-4112.

Our Top Rates

Rates as high as

1 .800% APY
See More Rates

About Our Top Rates

The Certificate of Deposit (CD) rate in the caption above represents our best rate and may not be the highest rate in the market place today. This rate may be a callable CD and therefore may be listed separately in our Callable CD inventory. All CDs offered are insured by the FDIC and are subject to applicable FDIC limits. Furthermore, as a condition of issuance, each institution meets FDIC guidelines governing the issuance of brokered deposits. Rates are to be treated as "Subject" offerings due to availability and market conditions. All rates offered are net of any fees.